| Interest income |
|
|
|
|
|
| Loans |
D1 |
106,963 |
97,356 |
45,950 |
43,247 |
| Subsidies passed on to customers |
|
6,397 |
8,808 |
6,397 |
8,808 |
| Other |
|
-335 |
4,020 |
-651 |
3,717 |
| Total interest income |
|
113,025 |
110,184 |
51,696 |
55,773 |
| Interest expenses |
D1 |
-61,267 |
-54,620 |
-4,999 |
-3,268 |
| Net interest income |
|
51,758 |
55,564 |
46,697 |
52,504 |
| Net fee and commission income |
D2 |
138,487 |
134,284 |
137,457 |
132,567 |
| Gains and losses from financial instruments carried at fair value |
D3 |
-10,009 |
-1,678 |
-556 |
1,821 |
| Net income from investments |
D4 |
945 |
909 |
-298 |
-37 |
| Other operating income |
D5 |
1,556 |
850 |
3,391 |
2,174 |
| Administrative expenses |
|
|
|
|
|
| Wages and salaries |
D6 |
-28,073 |
-29,880 |
-26,659 |
-28,366 |
| Other administrative expenses |
|
-12,669 |
-12,957 |
-12,085 |
-11,915 |
| Total administrative expenses |
|
-40,743 |
-42,837 |
-38,745 |
-40,281 |
| Gains and losses from financial instruments carried at fair value |
D8 |
-1,047 |
-1,146 |
-1,005 |
-1,106 |
| Other operating expenses |
D9 |
-5,097 |
-7,261 |
-11,280 |
-7,951 |
| Impairment loss on financial assets |
D10 |
|
|
|
|
| Impairment losses on credits and losses on guarantees |
|
-105,374 |
-100,869 |
-104,341 |
-99,394 |
| Credit loss compensation from the State |
|
63,708 |
47,976 |
63,708 |
47,976 |
| Losses on export credit guarantees and special guarantees |
|
7,848 |
-10,693 |
7,848 |
-10,693 |
| Net impairment loss on financial assets |
|
-33,817 |
-63,586 |
-32,784 |
-62,110 |
| Impairment losses on other financial assets |
|
0 |
0 |
-9,000 |
-9,003 |
| Operating profit |
|
102,034 |
75,099 |
93,878 |
68,577 |
| Income tax expense |
D11 |
-713 |
-566 |
0 |
0 |
| Profit for the period |
|
101,321 |
74,533 |
93,878 |
68,577 |
| Other comprehensive income |
|
|
|
|
|
| Items that may not be reclassified subsequently to the statement of income |
|
|
|
|
|
| - Revaluation of defined benefit pension plans |
|
459 |
2,782 |
459 |
2,782 |
| Items that may be reclassified subsequently to the statement of income |
|
0 |
0 |
0 |
0 |
| - Change in the fair value of shares |
|
-617 |
200 |
-165 |
115 |
| Total other comprehensive income |
|
-157 |
2,982 |
294 |
2,897 |
| Total comprehensive income for the period |
|
101,165 |
77,515 |
94,173 |
71,476 |
| Distribution of the profit for the period attributable to |
|
|
|
|
|
| Equity holders of the parent company |
|
101,515 |
74,922 |
|
|
| Non-controlling interest |
|
-194 |
-389 |
|
|
| Distribution of the total comprehensive income for the period attributable to |
|
|
|
|
|
| Equity holders of the parent company |
|
101,358 |
77,904 |
|
|
| Non-controlling interest |
|
-194 |
-389 |
|
|
| |
|
101,165 |
77,515 |
|
|
| |
